What do you know about Mortgage Company? What is the actual purpose of Mortgage Company in your home purchasing needs? You should rest assured that not all would be able to afford huge amount for their home buying needs. They would be saving ardently for making down payment of their dream home. The present real estate market has been highly volatile due to the upheaval in the economic situation of the world. However, that should not deter you from purchasing a home.
If you were having regular source of income, good credit history and no repayment default history and qualify for different kinds of loan approval questions, you could afford a home in the present times through various mortgage options offered by Sun West Mortgage.
Does that imply that people having no or poor credit history would not be able to afford a home at all? That is not what it implies here. However, with low or poor credit score, you would be unable to acquire mortgage for your home purchasing needs easily. Therefore, it would be in your best interest to make the most of your home buying needs by clearing any pending debts and keeping your credit score above 700.
However, people having low or poor credit score could also be able to avail loan for their home purchasing needs, as Sun West Mortgage would help them. However, the company would be required to keep something to safeguard their investment. As a result, they would keep interest rates relatively higher for people having poor credit score. It would be slightly different to people having good credit score and availing mortgage for hoe purchasing needs. The mortgage company would be required to play safe. As a result, the higher interest rates would be charged to people having poor or bad credit history.
Raymond Bilger 
Daryl Green