If you manage your tech debt right from the beginning effectively then you can change this deadly debt trap into your tech savings. With the help of various software and tools available in the market and if you know how to use them for your beneficial purpose you can start dealing with your tech debt early. You can detect the defects early and make necessary plans to refactor or rework on the codes and see it yourself changing into savings and getting accumulated.
Benefits That You Get
Tech debts on one hand slows down your growth rate and development of the business and may also cause for the choking of it while on the other hand tech savings can help your business modules to be more extensible, reusable and maintainable. You do not have to concentrate on particular codes for constant refactoring and can focus on the development on newer and more useful ones to deliver in the market in the near future. This way you save a lot of time and effort which you can dedicate on some more useful avenues of your business to run well and flourish.
Knowing The Metaphor
Looking at tech debt in the broader sense it is just a metaphor which is accepted in the field of software engineering and development of various codes. This arises when you sacrifice on the quality of the product to meet the deadlines of delivery and to stay in the competition but the consequences of such sacrifices can be severe. It may lead to ineffective modules in the future and you will have to redesign it regularly and it is here when technical debt creep in. just like any other debt in your personal life, you will also have to repay this debt on time to avoid it from reaching unmanageable proportions.
Save Time And Effort
When you manage your tech debt well you will need less refactoring and save time, money and effort. This will mean proper functioning of the code and it will in turn result in tech savings as you do not have to break the code which is working well. Therefore, when you are not distracted from your goal due to constant refactoring you save and accumulate it for further development. It is just like your expense and income schedule. If you earn less, you save less and if you earn more, you can save more provided your expense remains constant. Therefore, you have to work more to earn more and save more as well.
Take The Right Decision
Earning is all about investment in the right field. Similarly, to avoid tech debt you must invest your time and effort in more suitable, sustainable and reusable design to earn more. You can click here to know more about tech design and module. You must add new designs for better usage but that would not necessarily mean refactoring. This way you can avoid the debt trap and also the cost of regular refactoring. You can maintain the pace of your business growth, deliver good codes and keep up to your reputation and expectation of the users.
Raymond Bilger 
Daryl Green