SSDI and Intellectual Disabilities – What You Need to Know?

Social security disability insurance (SSDI) helps people who live with many disabilities. The disability claims process is very complex and frustrating. One of the best things is you must hire a social security disability lawyer for your case.

According to social security administration, intellectual functioning as the general ability to reason, learn, plan, and solve problems. The intellectual disability affects a person’s ability to do these things. The guidelines of SSA tell how these conditions qualify for benefits. In order to qualify, you must meet the two sets of requirements:

First Set of Qualifications

  • If you are dependent on others to complete your basic needs such as eating, bathing, or dressing.
  • You must have medical evidence that you are in this condition before the age of 22.
  • You must show your inability to take standard tests of intellectual ability. Your SSDI lawyer must tell you about these conditions.

Second Set of Qualifications

  1. Extreme difficulties in one of the areas or significant difficulty in two of the following areas:
  • Interacting with others
  • Understanding, remembering any information
  • Managing oneself
  • Problem in concentrating
  1. Medical evidence that shows the disability before the age of 22.

You are eligible for social security disability insurance only after you qualify the previous following conditions.

Other Mental Disorders That Qualify For SSDI

  • Bipolar disorders
  • Clinical depression
  • Anxiety
  • Obsessive-compulsive disorders
  • Schizophrenia spectrum
  • Personality and impulse control disorders
  • Autistic disorders

Advantages or Benefits ofSSDI

Monthly Income

One of the biggest advantages is that those people who qualify the requirements receive a regular monthly income. A part of this is tax-free. The regular income is liable to increase the annual cost of living. Your SSDI lawyer must tell you about this benefit.

Medical and Prescription Drug Coverage

There are many medical benefits that cover under SSDI. No matter how old you are, 24 months after you start receiving cash benefits, you are eligible for Medicare. It includes both hospital insurance and medical insurance.

Long Term Disability Coverage

Your long term disability lawyers must tell you about this type of coverage. If you already have private long-term disability insurance, your insurance provider requires you to get SSDI. It would help you to protect your inability to receive long term disability income.

Additional Benefits

You would also get retirement benefits, return to work incentives, and dependent benefits. In a case of dependent benefits, you can extend the coverage to your children. Additionally, for people who can go back to work, SSDI provides an incentive to return to work.

If you need disability benefits for any of your disability, Summit Disability Law Group can help you in the best way. We would help you to get your claim. We would give you the best social security disability lawyer and long term disability lawyers.  We would help you to gather all the right medical documents and evidence. Summit Disability Law Group work hard to make sure that you get what you actually need.